Irvine, Orange County and Newport Coast real estate and homes for sale in California - Terry Hunter

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Real Estate Tips

Financing Your Home >Early Loan Approval

Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.

Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.

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Real Estate Trivia

Q	Which hazardous substance is contained in sixty-four million houses and apartments?
A	HUD estimates that 64 million homes and apartments built before 1978 contain lead-based paint.
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Terry Hunter, REALTORŽ, real estate agent and broker for Irvine, Orange County and Newport Coast, California home listings, property and land for sale

Terry Hunter
Hunter-Broker
62 Sellas Road North
Ladera Ranch, CA 92694
949-278-1595
Fax: 949-266-8023
Terry@SurfMLS.com
Terry has over thirty years experience as residential broker, investment/land and business broker, licensed custom homebuilder, residential subdivider, syndication general partner and real estate investor. He is a former Air Force Officer. Terry can UNDERSTAND and relate to your wants and desires! He dedicates himself to serve all your real estate needs. Call or email Terry today!